RS
Riana S

1 reviews | Active since Mar 2017

10 Jan 2020, 07:01

Transunion's Incompetency to Help INNOCENT VICTIM

My husband recently discovered that there is a massive amount of debt on his name (R670 000) after applying for vehicle finance.

The only way to resolve this issue would be to contact Transunion who would be able to check any debt allocated to him. Please note that he has NO debt! Only a house bond with Standard Bank. He has a prepaid cellphone (no contract), no credit cards, no clothing accounts, NO DEBT...!!! He has phoned Transunion to try and straighten out the matter and after explaining his situation he was asked to answer security verification questions, like. How long do you have to pay off your West bank account....His answer: I have no debt... with any institution. NO DEBT!!!! Question 2: Which of the following clothing accounts have you closed in the last two years? Answer: I have no clothing accounts. I haven't had debt in 12+ years!!!!! Question 3: How long have you lived in Kemptonpark. Answer: I don't live in Kempton park. I have lived in Boksburg in the same house which is financed by Standard Bank for the last 20 years....

Their response to me: Sorry sir you have failed our security test and can't give you assistance. My LORD....Is this even real!!!??. Can I be asked such crazy questions as security verification... surely they are impossible to answer.

Seeing that I failed the impossible task of verifying my identity I have to send via email a copy of my ID and proof of residential address to *** .Only to be told that it will take 15 days for any form of response. All he is trying to do is to find out why he has massive amounts of debt on his name and trying to buy a reliable family vehicle. DEBT that he is completely unaware of. PLEASE HELP. It's like mission impossible.

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Replies (2)
RS
Riana S's update11 Jan 2020, 14:28
Reviewer Update
Dearest Transunion. I Richard Steenkamp would like to thank you for completely ruining my financial life. It would appear that I have numerous bonds, credit cards and loans with numerous institutions including ABSA mortgages, Nedbank mortgages, ABSA credit cards, Nedbank credit cards, MFC financial services, Toyota Finiantional Services, Telkom etc. I love the way you do credit checks and how you did fingerprint Identification to verify my identity to the amount of R4 000 000.00 bad debt as per your records (this includes credit cards, mortgages, and various other debts) I thank you from the bottom of my heart for *****ing up my credit record as per Transunion and ruining my life defeating any changes that I could make any further debt. I am however proud to say that you have managed to verify and to security check massive amounts off debt on my salary witch would never qualify for above debt. You have also verified and security checked my address as per Transunion records witch is incorrect; as I have lived at the same residential address for 20 years. According to Transunion records I have 3 different residential addresses all verified and on my personal record. Thank you Transunion we so look forward to you *****ing up our future. Your sincerely Richard Steenkamp.
Transunion Credit Bureau
Transunion Credit Bureau's reply15 Jan 2020, 12:34
Official
Good day, we have sent you an email to assist you with your query, looking forward to your reply. Thanks, TransUnion