TRANSUNION DEFINITELY IS A ****, ARBITRARY AND INACCURATE.

Transunion Credit Bureau: 1. is an archaic behemoth incapable of maintaining accurate and unbiased information. They increased my credit score to 702, then arbitrarily dropped it 22 points. What happened? I paid off several accounts and decreased my debt by $1400. Transunion said changed my account number (not) another error. 2. is cooperative with all of the collection agencies, the consumer is NEVER RIGHT. I bought a home in 2017 with a clean credit report. After the statue ran on an uncollected amount, it was sold to a collection agency who back-dated the claim to May of 2014 then posted it to my credit report. Would have been impossible to buy a home with that on my credit report in 2017. But good old Transunion insisted it was legit.