MN
Mantoa N

1 reviews | Active since May 2013

04 Dec 2020, 14:43

Incorrect credit score

my credit record hasn't been updated since 2019 every time I call they say I have no outstanding payment all my accounts are up to date but I always get declined, I feel someone is paid for doing nothing, for such a big bureau of the country and such poor service, and when you log a dispute no one cares about it.

0
Replies (1)
Transunion Credit Bureau
Transunion Credit Bureau's reply07 Dec 2020, 08:17
Official
Good day,

Please be advised that we as Transunion have no authority to decline credit applications. We merely provide a credit record to the potential credit provides that you have app**** to. 
 
 Credit providers use different benchmarks to determine whether you are suitable for a loan or not. You are legally entailed to go to the credit provider that declined your loan and request a written letter outlining the reasons your application was declined by the credit provider. 
 
 The credit score calculated by Transunion is for educational purposes only.