http://creditrecords.co.za/new-4-in-one-credit-report-what-is-a-4in1-credit-report

no reply after 10 disputes logged!!! only get an email to say its been sorted but noone calls even or emails.. see below i am trying to get this sorted

********** Tue, Jun 26, 2:27 PM (7 days ago) to me

Hi Martin

As you might have noticed, the report system used to draw reports is Sagepay.

The system requires a reason for credit report and offers several options, one of which is Affordability Check.

Others are for *****, Debt Review, credit limit, risk assessment, scoring model etc.

We select affordability because the core purpose of the credit report is for credit providers to check your credit status.

Selecting affordability does not mean you app**** for credit, and that notation cannot affect your application.

When you apply for credit, the credit providers check your status, not the reason for drawing a report.

Whether it is yourself or a credit provider or credit report merchant drawing the report, it will always count as an enquiry.

These reports are sourced directly from the individual credit bureaus, and Sagepay or us do not enter or remove information on the report.

If you are not happy with any information displayed on your report, you can contact the credit bureau displaying it.

Regards

Davinci - CS

**********

20 Aliwal Street

Forum Building - Bloemfonteinwww.sacpa.co.za

Logo - SACPA image009.png

From: kashiefa naude ********** Reply-To: ********** Date: Tuesday, 26 June 2018 at 10:52 To: ********** Subject: Re: Select@CreditRecords

please advise since when if you request a credit report does it come up as an enquiry made on your name, i requested this credit report for myself please remove the enquiry made on my name because i did not apply for anything with you guys and i did not give permision for you to check anything your service says that you get the customer their credit report not check it for them. there was an affordability check done by you guys did i ask you for credit??? i have logged this with the credit ombudsman as its false advertising as well 4 in 1 credit report with no information on just a score it does not give 4 scores only 1 and no other information to it!!! . R160 is a ******* for bad service. the phone numbers to contact you guys on are also incorrect the email addressed does not work the website does not say you do a credit check for affordability just that you offer to get 4 in 1 credit report ( from 4 bueros) i got nothing on my report just an extra enquiry for affordability what is that is asking for a credit report asking for a loan???? pleasse get you ducks in a row!!!

http://creditrecords.co.za/new-4-in-one-credit-report-what-is-a-4in1-credit-report

Khasiefah Martin Naude

********** 767

On Mon, May 14, 2018 at 9:33 AM ********** ********** wrote:

Good Day

Thank you for using our services.

Apologies for delayed delivery.

Please find your updated report attahed.

Regards

Davinci – CS

www.sacpa.co.za

cid:FFD814D2-B5DB-49DA-AB2D-E3E34E7F1EF9

From: CCPA ********** on behalf of CCPA ********** Reply-To: CCPA ********** Date: Saturday, 12 May 2018 at 14:46 To: ********** Subject: Select@CreditRecords