VH
Vuyisile H

1 reviews | Active since Nov 2019

22 Nov 2019, 09:53

Clearing my name in Trans Union

Good day

I humble request that your report be the same every time one request some financial assistance. I find it difficult to understand that over the years when I am applying for home loans different things are discovered every time. This year again twice when applying for homeloan I could not be helped because one ITC report indicate I owe a certain company and after another one indicate that one was paid in full yet another one has another report, I request that my profile be corrected because this is affecting me very bad and my credit score is very bad.

Can one really be stopped to purchase a house for her kids and continue to rent the exact amount for a bond for years because credit beaurea reflects there were arrears in certain months of certain credits, I am really concern an frustrated because some arrears were due to companies not deducting on days they were suppose to deduct and some arrears a r not the true reflection because in other r instances the accounts were paid in full.

I would like this institution to not discredit me for obtaining home loan or any other credit because of arrears reflecting on their reports yet paid up letter were sent to them. I appear to have arrears with Capitec, Wesbank, Le Morgan, Lewis stores, home choice and African Bank which are paid up and I do not have any accounts with them. The report indicate that I have 49 occurrences appears under my name which are listed in ITC whih make the credit score to be very bad, why if I have settled the accounts my credit score still shows its very low and do not qualify to obtain any assistance.

Better Bond got the from Lucid Clear Credit obtain the report as they are assisting me with home loan which indicate that for the past two years there a r 49 occurrences listed in credit bureau which make it that my score is bad in all the bankers, Why when the draw a report there are arrears in certain months appearing yet the accounts were even paid in full.

Trans Union please and Hellopeter can you assist me that my record appears clean as the above mention accounts are paid in full and also if bond request were submitted can they not be blocking me for not getting the assistance I need.

Thanks

0
Replies (1)
Transunion Credit Bureau
Transunion Credit Bureau's reply22 Nov 2019, 13:01
Official
Good day, we have sent you an email to assist you with your query, looking forward to your reply. Thanks, TransUnion