Enough of Trafalgar now

Covid has affected most people and its still harsh. Last year for 3 month I didn't pay my full amount of levies and immediately I was handed over to lawyer's. I tried explain my situation to trafalgar but it wasn't good enough. I arranged a payment plan of R2200 for 6 months with cdslaw. Last month I called by cds law to say that plan wasn't lawful and they didn't agree to it. They asked me to send proof of communication with trafalgar about this payment plan, which I did. I just received an email that trafalgar has now changed their mind that I must pay this R2200 till I finish my debt. It was arranged by cds law I will be able to pay off my debt in 6 months; trafalgar agreed to this payment plan and now because they have calculated incorrectly im forced to pay an additional amount i didn't agree to. I'm now threatened that there will be legal actions that will be taken if I spot payment after my 6th month. I have never ever been victimized like this in my life. Buying property i thought I was making a great decision for myself and my family. I regret it so much. I don't need this. I have lost so many family members due to covid and have lost so much of my other valuable item's.