paid for incorrect device for 4/5 years

had a device installed in my vehicle to my knowledge was a tracking device, i have paid for the past 4/5 years for the incorrect device. i have changed insurance companies as well and i have incorrectly supp**** information to my current insurer. in the event of my vehicle being ******, my insurance company will refuse to payout due to me supplying incorrect information and tracker wont be able to retrieve my vehicle. is this fair on me to pay for something that is not correct? my vehicle was taken to a tracker outlet, hence i knew its a tracking device installed and not a data device which was installed. who is responsible for my loss of payment for incorrect device installed?