Steps up when you need it most.

The emotional stress of medical procedures is further compounded by the stress of the medical aid only paying less than half of your surgeon and anesthetist charges. Having had 2 procedures in a week, the medical costs not covered by medical aid were mounting up fast.

Gratefully my Gap cover with Total Risk Administrators (TRA) came to the rescue and covered the balance of the claims, so apart from 2 minor costs from the hospital (Medical aid would not cover the cost of the gown, or rental of one of the machines used, but that only came to R1,200 in total) which is clearly stated as not being covered by the gap cover, I am super happy.

Thank you TRA, I bless the day we joined you and the years of paying the premiums were justified that we did not have to find a huge lump sum to pay. I am so appreciative.