Ridiculous Premium Increase!!
<p>On the 1st of September i officially signed on with TopMed as my new Medical Aid Scheme, I signed on through Jenus Health. I have a very tight budget and requested the cheapest plan. The lady that assisted me advised that there is a 3 month general waiting period and 12 months for anything involving treatment of the recent accident i had. I had no issue with this as i rarely get sick and majority of my treatment from my accident was done. It is now November and i recieved an email from TopMed to advise that my premium is going up by 12,5% in January. I am absolutely shocked. i havent even come off my general waiting period and they already increasing??? Firstly no-one told me about this while i was signing up and secondly there should be an exclusion for people who sign up 3 months prior to the annual increase (thats what my previous medical aid did). Im sitting with an issue now where if i change medical aid ill be on another 3 month waiting period and treatment for my accident will be delayed by another 3 months. This is absolutely ridiculous! The fact that when i call the sales agents refuse to put me through to a manager makes me even more furious!! </p>
Dear Nicole
As part of the process of reviewing the benefits and contributions for 2017, an extensive market review was conducted to ensure that TopMed remains relevant and competitive in today’s private healthcare environment. Whilst the overall average contribution increase for 2017 will be 12.1%, please note that your specific contributions payable will be dependent on your choice of option as each option has an individual increase. We had to look at the claims utilisation of the specific option and ensure that the option stays competitive in terms of benefits and premiums. The premium increase is an annual increase which also affects the benefit structure, therefore all members are subject to the annual premium increase.
Kind regards,
Chanele Schoonraad
Dear Nicole
As part of the process of reviewing the benefits and contributions for 2017, an extensive market review was conducted to ensure that TopMed remains relevant and competitive in today’s private healthcare environment. Whilst the overall average contribution increase for 2017 will be 12.1%, please note that your specific contributions payable will be dependent on your choice of option as each option has an individual increase. We had to look at the claims utilisation of the specific option and ensure that the option stays competitive in terms of benefits and premiums. The premium increase is an annual increase which also affects the benefit structure, therefore all members are subject to the annual premium increase.
Kind regards,
Chanele Schoonraad
