**** threw and threw

Hi, I app**** for a personal loan online at Top up loans, I received a whatsapp reply. Then I was sent info on all things I needed to qualify. I sent it all in and I was surpose to to get an answer within 15hours. It took them about 2 days, but then I got a response saying that I was approved for even more than what I asked for. Then they sent me the contract few hours later, stating that I needed to pay R3000 for insurance 1st to the lawyers then after I pay, I would be sent the loan. To me its just, if I had money to pay the insurance then I didn't need to make a loan by them... My honest opinion is that it's a **** and need to be exposed