MN
Melisa N

1 reviews | Active since Mar 2025

24 Mar 2025, 14:33

Unpaid claim

I am writing to lodge a formal complaint against Unlimited Insurances regarding the delayed settlement of my late father's insurance claim. My mother, Elphie Nomaphelo Nightingale, has been a loyal member of The Unlimited Insurance for over 20 years, consistently paying premiums without ever making a claim.

Unfortunately, my father passed away on January 7, 2025. My mother submitted a claim to The Unlimited Insurance, providing all required documentation, including the investigating officer's details. Despite numerous weekly follow-up calls, the insurance company has provided inconsistent explanations for the delay in settling the claim.

On Monday, March 10, 2025, we were assured that the claim was in process and would be paid out within five days. However, on March 13, 2025, my mother received a call from the insurance company requesting additional documentation, which had already been provided.

The prolonged delay in settling the claim has caused significant financial hardship for my family. My mother was forced to borrow money to cover the funeral expenses, and we are still awaiting reimbur*****t. We have emails documenting the conversations between Unlimited Insurances and my sister-in-law, which can be provided as evidence.

The Unlimited Insurance has failed to meet their obligation,promises and provide timely settlement of the claim.

The worst company ever because it's not the first time even my cousin experienced difficulty with her claim yet they been deducting R400 every month and not once was a payment skipped.

0
Replies (6)
The Unlimited
The Unlimited's reply24 Mar 2025, 14:37
Official
 Hi Melisa.

Please accept our sincere condolences on your father’s passing. We’re also sorry to hear that you're having trouble with the claim. A claims specialist will contact the claimant today to assist.


MN
Melisa N's update24 Mar 2025, 16:25
Reviewer Update
I called back and was promised to receive a call. Please use the numbers provided
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The Unlimited
The Unlimited's reply24 Mar 2025, 16:36
Official
Hi Melisa,

Thank you for your response. Our claims team has received your details; please wait for their feedback.
The Unlimited
The Unlimited's reply25 Mar 2025, 11:27
Official
Hi Melisa.

We've been trying to contact the claimant, however, she's not picking up. Please note that we no longer require the document that she was asked to submit yesterday. The claim is now under assessment and we will provide feedback in 24 - 48 working hours. 
MN
Melisa N's update25 Mar 2025, 11:39
Reviewer Update
Good Morning Seth

Hope you are well....

Mom was in a meeting at work the time you called and my phone I only received a notification but my phone never rang and I was in a meeting with the lawyers with regards to this situation however I acknowledge the feedback given and I hope a speedily payment will be sorted this week.
MN
Melisa N's update10 Apr 2025, 11:01
Reviewer Update
Good Morning Seth

Mom would like to cancel the policy with you guys as she is not happy being a client for 15+years n only getting a payout of R30000 where as she was paying R400 every month. Please do cancel ASAP your services at The Unlimited is *****ulent as u don't deliver proper service. Highly disappointed and will not recommend to anyone.