JJ
Joel J

1 reviews | Active since Feb 2013

18 Oct 2019, 15:16

Unlimited auto elite policy ********

A few months ago I received a call forcing me to move onto to auto elite policy because my current policy is discontinued. I submitted a claim for scratches on my mag rim. They then asked me to resend the photo’s, no explanation why, however I sent it through. I was called and told that my claim was rejected, so I asked why it was rejected. They told me that the rim is cracked. So I asked them to show me and highlight how they came to that conclusion as Tiger Wheel inspected the wheel and never mentioned that it was cracked, I have the rim with me and it is not cracked. It has scratches on the face of the rim. They could not tell me how they came to that conclusion with absolutely no evidence. I was also told that the photo I submitted was the same photo I submitted previously for a claim which was also rejected and I had to pay myself for it to be fixed. I have proof that the photos are not the same. The old photos were taken on my Iphone 7+ and the new ones on my Samsung note 10+, these photos are time stamped and clearly different. The resolution is also different on these photos. So I have been blatantly **** to twice. This company is just continually making excuses to reject claims. If you cannot help me I will go to the insurance ombudsman with all the proof and recordings of the call. This is the reason your ratings on hello peter is 1.49 and if you read through, even is having the same problem. You make the exact same excuses with everyone in order to prevent claims, yet you don’t debiting our accounts for the premiums.

0
Replies (7)
The Unlimited
The Unlimited's reply19 Oct 2019, 12:04
Official
Hi Joel,

We're very troubled to hear about the difficulty that you’ve experienced with us and would like the opportunity to look into your claim. We will give you a call first thing on Monday morning. 
The Unlimited
The Unlimited's reply22 Oct 2019, 08:09
Official
Hi Joel, Thank you for taking our call yesterday. Your claim is under assessment and we will provide you with feedback within 24 hours.

JJ
Joel J's update23 Oct 2019, 09:51
Reviewer Update
This issue is still not sorted. Everyday I get a phonecall asking for different items. I have been asked for receipts where I have paid for repairs on my rim from 6 months ago which I do not have (who keeps every single receipt of everything they pay for and this is also not required per your policy). Everyday I get more excuses and asked for things that are not in the policy which I signed. This is breach of contract. Melody keeps saying that it is standard process, so I asked for the extract of the policy that says this and she says she doesn’t have it. How do you say you have a standard process but can’t back it up by your policy. I am sick and tired of these excuses every single day. I have a valid claim and have provided every thing per the policy and so much more. You are just making excuses every day. At this point you have everything so let me know if you are rejecting my claim or paying in accordance with the legal contract we have so that I know whether I need to cancel my policy and take it up with your regulating authority or whether you will honour your contract and provide decent service. It has been 3 weeks now. I am tired of dealing with this level of incompetence. I have proof an emails showing the lies and deceit by your staff where they have fabricated evidence and blatantly ****. Very unprofessional behaviour. Totally dissatisfied with your service.

JJ
Joel J's update11 Nov 2019, 12:14
Reviewer Update
Still no reply from the unlimited. It has been a month now that my claim is with them and everything they required was provided and in line with their policy. Disgusted with the level of service received.
JJ
Joel J's update11 Nov 2019, 15:52
Reviewer Update
This issue is still not sorted. Melody called again asking for receipts where I have paid for repairs on my rim from 6 months ago which I do not have (who keeps every single receipt of everything they pay for and this is also not required per your policy). Everyday I get more excuses and asked for things that are not in the policy which I signed. This is breach of contract. Melody keeps saying that it is standard process, so I asked for the extract of the policy that says this and she says she doesn’t have it. How do you say you have a standard process but can’t back it up by your policy. I am sick and tired of these excuses every single day. I have a valid claim and have provided every thing per the policy and so much more. You are just making excuses every day. At this point you have everything so let me know if you are rejecting my claim or paying in accordance with the legal contract we have so that I know whether I need to cancel my policy and take it up with your regulating authority or whether you will honour your contract and provide decent service. It has been 5 weeks now. I am tired of dealing with this level of incompetence. I have proof an emails showing the lies and deceit by your staff where they have fabricated evidence and blatantly ****. Very unprofessional behaviour. Totally dissatisfied with your service. Can I request the unlimited to please listen to the recorded calls where I am being asked for things over and over. This is breach of contract and my worst mistake was choosing to sign with the unlimited. I have never experienced this level of disgusting customer service and lack of competence before. If I do not receive my approval letter by COB tomorrow please cancel my policy as this is wasting all my time and money. I would rather just sign up with someone else who doesn't make excuses and makes up policies in their head that they cannot provide proof of.
The Unlimited
The Unlimited's reply11 Nov 2019, 18:17
Official
 

Hi Joel, 

Thank you for your time on the phone today. We will contact you within 24 to 48 working hours to inform you when the assessment will be done. 

The Unlimited
The Unlimited's reply12 Nov 2019, 16:15
Official
 Hi Joel, Thank you for taking our call today and for giving us the opportunity to assist you with your query. Your claim has been approved and the authorization letter has been emailed to you.