GD
Graham D

1 reviews | Active since Jan 2021

01 Nov 2023, 15:59

Super Fast Signup. Super Long Wait for Claims

Overall... we are not happy. My Wife is still awaiting for a claim to processed for over a year already. Months of pure silence with no feedback. an Angel at the Unlimited (Xolisile) takes over the matter. Again months no progress. Then a bit of progress but no feedback. Then we requested feedback only to hear there was a mistake. Now we have to wait again for an outcome. The Signing up for a policy is done under 20 minutes. Debit orders are on point and on time. And your account gets debited even earlier in December. (even after you call and request not to debit earlier. And was agreed upon.) Overall not happy. The outcome of this matter (when ever it gets finalized) is going to be interesting.

I must also state that we do understand that there are many *****sters out there trying there luck. But a year to process a claim. No Man

0
Replies (24)
The Unlimited
The Unlimited's reply01 Nov 2023, 16:29
Official
Hi Graham. 
 
Your feedback will help us do better for you and for all our customers. We're sorry to hear about the difficulty that your wife has experienced with her claim. We're here to help and make this right for you. 
 
A claims specialist will reach out to your wife shortly. 
The Unlimited
The Unlimited's reply02 Nov 2023, 09:13
Official
 Hi Graham. 

We've been trying to get ahold of your wife and unfortunately, we're unable to get through to her. Please send us a message below when she's available to take our call so that we can reach out to her. 
GD
Graham D's update02 Nov 2023, 11:09
Reviewer Update
You can contact me as i am acting her behalf from now on. I email xolisile my contact number this morning. We have to fill in and submit a claims form for the third time now. Why? Surely it must be on record already.
The Unlimited
The Unlimited's reply02 Nov 2023, 11:38
Official
 Hi Graham. 

Xolisile will be giving you a call today.

GD
Graham D's update03 Nov 2023, 10:36
Reviewer Update
Well, today i can comnfirm that the Unlimited is not as advertised. By far the worst possible investment of policies. Making the claims process so difficult that its impossible to claim. Please take note of the reviews. We as a family have taken over a R40000 loss. Thank you the Unlimited.
The Unlimited
The Unlimited's reply03 Nov 2023, 11:04
Official
 
Hi Graham, 

We’re so sorry to have caused you frustration and for the experience you’ve had with us. We’re working on your claim and we’ll reach out to you today as we had mentioned yesterday. 
GD
Graham D's update03 Nov 2023, 11:42
Reviewer Update
Xolisile has phone my wife already this morning and in short explained that without the doctors completion of the claims form, the claim can not be processed. Now if you look at the claims history. The claim initially was made last year already. Throughout the whole process the lack of communication (from Andrews side) for months as well as the lack of co operation from the Doctor and Hospital has made the claims process near impossible. Again, all this is never explained upon sign up. And to top it all. The hospital has sent everything that is required on the Doctors section of the claims form. Patient history, admission dates, progress reports, reason and description of injuries, medication and procedures reports as well as release date of patient. So in my understanding its a stamp and signature that makes this claim impossible to complete.
The Unlimited
The Unlimited's reply03 Nov 2023, 13:54
Official
 Hi Graham. 

Thanks for taking our call. Please send us the bank statement so that we can finalise the claim.
GD
Graham D's update03 Nov 2023, 15:04
Reviewer Update
Bank statement has been sent.
New notification has now been received that the Unlimited / Claims department is now seeking an affidavit of how the incident of more than a year ago occured. Just another delay. Im starting to understand whats happening here. Having a client give up hope and cancel the policy is more cost effective than a payout. Right or wrong?
GD
Graham D's update08 Nov 2023, 08:36
Reviewer Update
Just to update all. The unlimited requested a bank statement to finalize the claim on the 3rd of November 2023 (See previous reply) what they did not mention is that they are looking for a sworn affidavit from the police station. Bank statement was sent on the 3rd as requested. Monday the 6th we were requested to resubmit the bank statement (because the pdf file could not be opened, but all other pdf files we sent had no issues) and police affidavit. (A delayed process once again). Yet, this was done on the same day. Awaiting feedback. This matter (starting from a year ago, from when the claim was initially registered) will be refered to the ombudsman for investigation. This matter has caused nothing but stress and anxiety with no positive outcome in sight.
The Unlimited
The Unlimited's reply08 Nov 2023, 09:07
Official
Hi Graham. 

We’re sorry that your experience hasn't been a good one. As a valued customer, you're part of our family, so our team is here to help and make this right for you. A member from our claims team will be in touch with you today to assist you. 
  
Thank you so much for your feedback. It's customers like you that help us to do better every day.
GD
Graham D's update08 Nov 2023, 19:30
Reviewer Update
Well as stated above. We most probably the step family to you (the Unlimited) as we have been waiting all day for a phone call from the claims department. It didnt happen. No call. Not even an email.
The Unlimited
The Unlimited's reply09 Nov 2023, 07:46
Official
Hi Graham,
 
Our claims team attempted to contact your wife yesterday and unfortunately, we couldn't get a hold of her. We also sent an SMS to provide an update on the claim. We'll be in touch with her again today to assist her. 
GD
Graham D's update09 Nov 2023, 08:36
Reviewer Update
This is untrue. No calls received and only sms that she got was to inform her that her account will be debited on the 16th of December in regards to her monthly fee.
I have supp**** my number as an additional number. To which no one tried to contact.
The Unlimited
The Unlimited's reply09 Nov 2023, 11:46
Official
Hi Graham, 

Your wife was contacted by our team today and she was provided with an update on her claim.
GD
Graham D's update10 Nov 2023, 13:21
Reviewer Update
Hi,

Thank you. She was told that she will receive another call from the claims department again this morning at 09h00. This did not happen.
GD
Graham D's update17 Nov 2023, 08:06
Reviewer Update
Update: so the unlimited partially paid out my wife's claim. Amount of days was 17. They only accounted for ten days and then deducted another 3 day off that leaving us with 7 days to be paid out. Date of approval of claim was the 13th yet, still no funds has been paid out. After a year of waiting, months of no correspondence, weeks of hassles and grief, its still a delay after delay after delay. Numerious requests were sent through for them to correspond with me (for english) as they dont have assistance in afrikaans.
As much as the approved amount is appreciated for the great financial expenses we occurred. We still feel ill treated and cheated.
The Unlimited
The Unlimited's reply17 Nov 2023, 09:12
Official
Hi Graham.

Thanks for bringing this matter to our attention. We're sorry for causing you frustration, we'll have our claims department team look into this. We'll be connecting with your wife today.
GD
Graham D's update17 Nov 2023, 09:36
Reviewer Update
Thank you. My wife has been contacted, again in english. We have stated this on numerious occasions that she is afrikaans and would like to be contacted as such. I am english and she has given you permission to me to act on her behalf should english be the only language support can be given in.
The Unlimited
The Unlimited's reply17 Nov 2023, 10:31
Official
Hi Graham.
 
We're sorry for the inconvenience. An Afrikaans-speaking agent is calling your wife shortly. 
GD
Graham D's update17 Nov 2023, 11:25
Reviewer Update
Still awiting phone call
The Unlimited
The Unlimited's reply17 Nov 2023, 13:41
Official
 Hi Graham. 

Your wife has been contacted.
GD
Graham D's update17 Nov 2023, 14:28
Reviewer Update
Thank you. The whole process as well as the determination has been explained perfectly. The outcome is well understood and agreed with. We however are still grieved with the year long delay in having this process finalized as well as delay in payment. But still well done.
GD
Graham D's update20 Nov 2023, 15:15
Reviewer Update
Update: Well i can confirm. The matter has been finalized in full and payout has been received. I can confirm that the Unlimited has committed to there end of the bargain. Although the delivery of service is what initially put me off, the ending was a pleasant.
I myself have canceled my policy do to the lack of service. My wife is still a happy customer.