Paying with no pleasure

I have been paying into The Unlimited for approximately four years, I was under the impression that the policy was cancelled since they could never produce the service they promised or a contract or even a policy number that I could use when claiming. I requested that the bank stop the payment on the policy but something must have gone wrong. I don't check my statements and just happened to do so after a couple of years and realized I am still paying. I would like to know if one takes out a policy that is meant to touch up your vehicle once a month and no one claims on that policy for four years doesn't that seem suspicious or worth sending an enquiry about. <br> I realize I am the one at fault but by goodness, how do they check their systems.<br> it was only R140 a month so it wasn't as if you would notice it immediately but in principal something doesn't seem right.