sM
sizwe M

1 reviews | Active since Jan 2019

09 Jan 2026, 12:38

Funeral policy

My Sister has a funeral policy with them since 2022, she was sent an SMS last weekend stating she has 15 days to make payments as she missed her installment due to being sick and getting a UIF and not a salary. Now she passed away on the 4/1/2026 and we immediately called Monday 05/01/2026 to advise and found out the way forward and we were told to wait for 3-5 days for feedback and today we called again seeking feedback so we can adjust the premiums missed and we can submit the death documents so we can arrange the funeral only to be told now that the policy works on a month to month basis if you miss a premium is lapse immediately but the SMS received didn't advise that. 😑

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Replies (24)
The Unlimited
The Unlimited's reply09 Jan 2026, 12:42
Official
Hi Sizwe,

We're so sorry to hear about your loss. Our heartfelt condolences in this trying time. Please DM us your sister's ID number, so we can make this right for you.
sM
sizwe M's update09 Jan 2026, 12:46
Reviewer Update
***
sM
sizwe M's update09 Jan 2026, 12:48
Reviewer Update
It's sad that we as a family are waiting to adjust the premiums so we can claims and have a decent send off to our beloved Sister but now we are told different stories yet your teams send an sms stating a 15 day to settle the amount with banking details shared on her number ***
The Unlimited
The Unlimited's reply09 Jan 2026, 12:50
Official
Hi Sizwe,

Thanks for sharing your sister's ID number. We've escalated your request to the relevant department, and they'll revert to you within 24-48 working hours.

sM
sizwe M's update09 Jan 2026, 19:31
Reviewer Update
I'd appreciated that alot, but it's so frustrating now that we might get feedback sometime next week yet my sister is laying there not being buried cause your process states otherwise yet your own clients are treated like ******. Few days left to pay the arrears amount, no documents were required of the late Fezeka Shireen Mlotywa but we were told to get a Letter of Authority of which we did and get to be told we can't claim yhoooo but let's wait and see your findings before we escalate this
The Unlimited
The Unlimited's reply09 Jan 2026, 20:09
Official
 Hi Sizwe, 

We understand your frustration and extend our sympathies to you during this difficult time.

Our team is here to help and ensure that you and your family feel supported. We will connect with you within the next 24–48 working hours regarding the outcome of your claim.

Thank you for your patience and understanding.
sM
sizwe M's update12 Jan 2026, 12:41
Reviewer Update
Received 2 miss calls from *** but when I called back an Agent Thandanani said Xoliswa was the one calling was hold for a while but nothing was resolved.
The Unlimited
The Unlimited's reply12 Jan 2026, 12:46
Official
Hi Sizwe,

We’re sorry for the inconvenience and the experience you’ve described. Your concern has been shared with the claims team, and they'll contact you for further assistance.
sM
sizwe M's update13 Jan 2026, 12:29
Reviewer Update
Hi all,

Any possible feedback as we have a funeral that we preparing which is on Thursday 15/01/2026 and no one has made contact regarding a way forward. I know this matter has been escalated but as a family we planning, scratching our heads trying to make ends meet so we can atleast bury our loved one with dignity then we have shortage on funds bare in Mind my sister's 15 days grace expires in a few days #Crying#

Since last week Monday we have been trying to sort this out
sM
sizwe M's update13 Jan 2026, 13:18
Reviewer Update
Praying and hoping the call and with a possible way forward
The Unlimited
The Unlimited's reply13 Jan 2026, 13:30
Official
Hi Sizwe,

Our team will give you an update.
sM
sizwe M's update13 Jan 2026, 13:35
Reviewer Update
Alright noted, thank you for the constant response.
The Unlimited
The Unlimited's reply13 Jan 2026, 13:40
Official
Hi Sizwe,

We're glad we could offer some assistance.
sM
sizwe M's update13 Jan 2026, 14:15
Reviewer Update
Noted, thanks
The Unlimited
The Unlimited's reply13 Jan 2026, 14:19
Official
Hi Sizwe,

It's our pleasure.
sM
sizwe M's update15 Jan 2026, 18:40
Reviewer Update
Just doing a follow up regarding my sister's policies, yes we have been in contact with you guys however we where asked to Submit documents and seeing that my sister had two policy with you guys of which one had a beneficiary and the other didn't which you guys are waiting for the Letter of Authority but why isn't the other policy paid out nor the Beneficiary in question called to inform of a way forward πŸ˜ͺ😑😑😑😑😑😑😑😑😑😑😑😭😭😭😭😭😭😭😭😭.

We now burying our beloved sister tomorrow yet you guys have money from her policy which was suppose to be paid out to her beneficiary so it can help on the funeral arrangements and help cater for the kids she's leaving behind who are still attending school. No beneficiary to date has been called upon my sister Vusiwe has been in constant talks since the passing of our Sister FEZEKA SHIREEN MLOTYWA 😑😑😑😑😑😑😑😑😑😑😑😭😭😭😭😭😭😭😭😭😭😑😑😑😑😑😑


Is this how you treat your loyal clients? Should my sister's kids forget about what could've helped them survive after the passing of their Mother

I really thought by NOW the one policy would atleast payout while you wait for the Letter of Authority to be sent after the funeral so the other money can be paid.

Beyond disappointed 😞
The Unlimited
The Unlimited's reply15 Jan 2026, 18:46
Official
Hi Sizwe.

 We understand the stress that situations like this can bring, and we’re truly sorry for adding to what you and your family are already going through. Please know that our team is here to support you during this difficult time.
We will ensure that a specialist from our team contacts you tomorrow to assist with the matter you’ve raised.

Once again, please accept our sincere condolences for your loss. 
sM
sizwe M's update21 Jan 2026, 13:13
Reviewer Update
Afternoon

Is there any more update after my
sM
sizwe M's update21 Jan 2026, 13:17
Reviewer Update
Is there any more update after my sister sent the DOB of our sister's children? Reason I'm also follow up when you called her last week Friday it was the day we buried her and hoping the funds will be released by NOW so we can pay the Undertaker and the people who borrowed us money for her send off.

Her biggest mistake was not to have a Beneficiary and now it seems like whe are lying to people 😭😭😭😭😭
The Unlimited
The Unlimited's reply21 Jan 2026, 13:19
Official
Hi Sizwe,

Please note that Vusiwe was contacted by our Claims team on Friday. They advised him/her on what is required, and our claims team will provide feedback as we received contact earlier today.
sM
sizwe M's update22 Jan 2026, 16:04
Reviewer Update
Hi Team

It's a real concern now, we were asked to Submit documents which was sent on Monday to the relevant department, it's was promised a turn around time of 24/48 hours yet no feedback was provided but my Siste was told they will send a consent form to my late sister daughter Mihlali to date the form has not been sent. We currently dealing with funeral parlors and other people who helped us bury our beloved thinking the funds will be paid out and what's frustrating is the IVR you play stating people send children to school un prepared yet their Mother was your member for years and to date this kids haven't gone to school because there isn't enough money for books, school shirts etc as their Mother passed before buying them and we had to ask friends and family to assist bury then they will be compensated when the funds become available. How does Unlimited do better for young kids without a parent when communication is lacking in time of need. At some point I believe you guys care but then again you robbing young kids a future as now they sitting crying asking why they have to be punished like this..
The Unlimited
The Unlimited's reply22 Jan 2026, 16:11
Official
Hi Sizwe,

We understand the frustration behind the delay and apologize for the inconvenience. Vusiwe called in earlier and was advised that the required documents are necessary to assist her with her claim. We're working with her as the claimant to help her through this difficult time.
sM
sizwe M's update24 Jan 2026, 16:48
Reviewer Update
Thank you for finally pulling through for my sister's kids.
The Unlimited
The Unlimited's reply24 Jan 2026, 17:06
Official
Hi Sizwe,

Thank you for sharing this; we’re pleased to assist and support your sister’s children during this challenging time.