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This is the worst company to ever deal with. I would not recommend anyone to this company. I am an existing customer and called for assistance. First they rejected my claim via email and later send me a claim form to claim which they also rejected. they said they will get back to me and to date no one has contacted me.all they do is to send u clauses which they nvr explained b4.they have been debiting my account and when u claim, they start telling you stories. Worst experience ever, I'm stopping this *****