NM
Nonzwakazi M

1 reviews | Active since Mar 2022

21 Mar 2024, 08:02

Bad experience and still waiting for feedback

I opened a policy with unlimited in 2020/2021 I'm not sure which year, and waiting period was 6 months. And I was adviced 48 hours for a payout. 2023, I lost my job however I made sure every month is paid even if it was late payments.

I lost my sister 8th of March 2024 Friday the morning and my whole world crashed and back in my head I needed to call so I can claim. However, I couldn't emotionally and mentally it was too much for me. I then Monday did that and the service I got I was told my sister was not covered and 2 hours later they called me to adviced they made a mistake. They forwarded me the claim forms. Tuesday, I then forwarded the claim forms with all the required support documentation. Wednesday and Thursday to do a follow-up with them to see if they recieved the documents and I didn't get any forward information. And I was supposed to bury my sister suterday. I then postponed the date for the following weekend. I called them on Friday in hopes of getting some type of answers and I don't know what to say to my family.

I called them and they advice they needed confirmation letter from the bank and I sent them and called them again. I was adviced about letter of authority, at this time I was ****ed of at them as they would want documents one by one. I called them again and needed explanation about this letter of authority and they called again and they adviced me they made another mistake, as it is my policy why would I needed authority to my own funds. They also advised about Microsoft problem they got the passed 2 days. I asked them as customer service why they can called they customers or text them about having technical issues as soon it is sorted they will get back to them.

I was then texted on Friday my claim has been assesd they will get back to me in 5 days, I then called them the morning so I can know what's going on as I know they will not take the curtesy in calling me back. I also complained to them I didn't get feddback from them about that complain up until today.

Monday morning I was adviced as I called them myself I will be send a text Tuesday the latest if my claim is successful or not. From the 12th of March and now it is the 21th of March I'm still waiting for my funds so I can bury my sister in peace. I'm fighting instead of mourning. I recieved a text on Tuesday I my policy claim has been approved and still no funds. I have only Friday to do shopping and preparing just one day.

I don't sleep nor eat because I know the funds might not come though as I waited this long. I have never be this devistated in stead of this predicament. Not even a singe consulted or manager is doing a follow up, I'm calling none stop and I'm not getting any assist.

Regards Nonzwakazi Makeleni

0
Replies (7)
The Unlimited
The Unlimited's reply21 Mar 2024, 08:57
Official
Hi Nonzwakazi. Please accept our sincere condolences on your sister’s passing. We’re also sorry to hear you’re having trouble with your claim and for the frustration this has caused. You’re a valuable member of our family, we’re here to help and make this right for you. Since our office is closed on public holidays, a claims specialist will give you a call tomorrow morning.
NM
Nonzwakazi M's update21 Mar 2024, 09:21
Reviewer Update
So, this means I will only get my funds tomorrow which is Friday and the funeral is suterday, how am I suppose to buy food and a placement for my sister in one day. As I can't move without funds? And it's weird how you guys oparete with claims and you guys are not open even if it's half day for such queries. Most of the companies I know they work up until 12pm on holiday.
The Unlimited
The Unlimited's reply21 Mar 2024, 12:25
Official
Hi Nonzwakazi.

Our claims department will confirm everything with you tomorrow. 
NM
Nonzwakazi M's update22 Mar 2024, 08:47
Reviewer Update
Hi, it's the 22nd now and the funeral is tomorrow. I haven't. Recieved any call from you guys as obvious. I had to call myself to find out I have to wait another 48hours. The bad service you guys have given me it's unexplainable.

The claim was approved Monday and now you guys are taking about holiday but I was suppose to get my fund Wednesday if I count the 48hours it has nothing to do with the holiday. Il

I JUST NEED MY FUNDS SO I CAN CANCELL MY POLICY WITH YOU GUYS.

YOU HAVE. BAD SERVICE, NO SENCE OF EMERGENCY AND NO FOLLOW THROUGH ON ANY COMPLAINTS.
The Unlimited
The Unlimited's reply22 Mar 2024, 09:10
Official
Hi Nonzwakazi.

We're sorry that your experience hasn't been a good one. As the consultant has explained, your claim was approved and paid this week on Wednesday. The payment could have been delayed since yesterday was a public holiday. We will email you the proof of payment. 

Thank you for your feedback - it will help us do better for you and all our customers.
NM
Nonzwakazi M's update22 Mar 2024, 11:15
Reviewer Update
No, I was advised the payment was made on Monday, and it should reflect on Wednesday. Like now you guys are giving me different answers.

Yes, I recieved the proof payment when will it reflect as I need to pay the undertaker and do groceries.
NM
Nonzwakazi M's update25 Mar 2024, 11:29
Reviewer Update
Good morning,

As much I have not received my funds as yet and I'm stuck with debts and a corpes at home.

I would like compliment XOLISILE MAPHUMULO in claims department, she's a team manager. That girl should be promoted to be customer service head of department. She noticed have been calling and took my matter seriously as it should be. She was empathic and consist. Even this morning I got responce from her. If you don't give her promotion I hope other companies see this and offer her high paying salary. You will never regret your decision. This girl knows what's she's going and hope God hears my prayers.

Thank you XOLISILE MAPHUMULO for fight with me In corner of need. I hope the company you work for appreciate you. Because they dont appreciate their customers.

Regards
Nonzwakazi Makeleni