national credit company

Consultant Andiswa and her colleagues called me about decreasing my intrest im paying for my homeloan and car and i asked who are they why are they calling me with the offer and what are they benefiting they said they are nominated credit company assisting SA citizens and i don’t know where they got my number from, that im being over charged so they will be helping me . I asked many the lady many time if she dont work for debt review she said No, i told her many time i dont want my name under debt review because i manage to pay for my debt which is car loan and homeloan, she said no we not debt review, few weeks after i received emails from absa they spoke to my debt counsellor who is that i dnt have a debt counsellor, now debt review deducted 9300 rands from my account but my home loan is paid by myself and my car is not 9300 is 4000 please help my need to stop this people this is actually fruad