Harassment and Cheating of Clients

I feel so harrast by teljoy and their lawyers, I have not missed a payment on rental, because their debit bounced, they have already sent my account to debt collectors for payment that I have already done because my pay date changed and I made a direct transfer but because of their stupid accounts Personnel they are not able to track payments and they harass clients.. I even called their collections department but they refused to talk to me because my account was handed over... I cannot wait to finish this stupid rental with these people.. on top of that they will be charging your extra on rental where as their contract says a fixed amount 4 36 months but they are using this to lure customers my payment increase by 5% and its again do that in the following months.. ****** ********...