Good day

Good day. I need help with a complaint please. I rented an item from Teljoy. From the start there was problems with the debit orders. After 4 months I lost my job. I told them and couldn't pay. I started to pay this month. Making a plan still struggling to get employment. To my shock I was listed on the ***** System of SA I cannot get any employment as the employers pick that up. I cannot open a bank account for my minor child. Please help me