1 reviews | Active since Jun 2019
100% ANNOYED and CONFUSED
100% ANNOYED! False advertising told application was no fuss . simple and no credit needed. However I had to upload my docs a million times . then they pre-approved me for mere R299 which was cool I just needed one thing but then suddenly I get an sms saying declined I don't meet minimum requirements so I would like to know what is minimum requirements and secondly why am I still getting a million emails and smss requesting my docs to finalize application . we tried with my sister who has no expenses and earns between 10k and 15k monthly and her application for r329.00 was declined due also not meeting minimum requirements. Its supposed to be hassle free no credit needed but its only ever been complicated. Between us we earn over 25k yet we don't meet the min requirements. That's cool so can u guys remove both my sister and I from ur mailing lists coz u are spamming us with all this unnecessary smss and million emails . goodness
We conduct credit assessments through our credit bureau based on affordability assessments. Different factors are taken into account: payment history, affordability, regularity, etc. Whether the application is new or an add-on to an existing account, every customer is vetted. We do this to ensure the financial well-being of our customers.
Kind Regards,
The Teljoy Team
We conduct credit assessments through our credit bureau based on affordability assessments. Different factors are taken into account: payment history, affordability, regularity, etc. Whether the application is new or an add-on to an existing account, every customer is vetted. We do this to ensure the financial well-being of our customers.
Kind Regards,
The Teljoy Team