Telesure Investment Holdings Refuse to out

On the 12/11/2022 I was involved in an accident and the driver of the other vehicle was at fault as she stated that she passed a stop sign and bumped into my car. I went on to do a quotation so that my vehicle can be fixed and it amounted to R 13 445.51, however Telesure Investment Holdings offered me R 2 953.51 and I refused it because it meant that I would have to pay the remaining R 10 492.00 for my car to be fixed, on the 23/01/2023 they again offered me R 4 525.90 which I still refused because there is still an amount R 8 919.61 that I have to pay from my pocket and for the fact that I was not at fault. A response that I got from Netshedzo Nematshema (Third party consultant - Auto and General) was that I "should have avoided the accident by excising the necessary patience and by having due regards of the other road users". How does one avoid an accident?

THEIR LATEST E-MAIL:

Good day

Application of apportionment is unfortunately standard procedure with all insurance companies, as the Road Traffic Act now states that ALL road users have a responsibility to prevent an accident. You could have avoided the accident by excising the necessary patience and by having due regards of the other road users, as per the law of apportionment:

These general rules were postulated in Joubert vs. Bekker 1952 (3) SA 245 (T)

* He must, however, take precautions against a collision with vehicle which may either have entered the intersection in breach of the law, or can been seen to be about to do so. * If he, however, sees or ought to see the approach of a vehicle at a stop street which gives no indication to a reasonable observer, either by its speed or otherwise and the driver does not intend to stop at the intersection line, he, the through street driver, also have to be more vigilant and try to avoid the accident.

Our settlement offer to you is full and final

Netshedzo Nematshema

Third Party Liabilities Consultant - Uninsured Auto and General T: ***