Sygnia for index-based investment products

Since discovering Sygnia in the beginning of the year and opening a couple of accounts, I have had nothing but a great experience with them. Specific highlights for me:<br> <br> * Capable staff: When I call I never get the impression that I am dealing with a call-centre. Whenever I called, they could handle my query immediately, or escalated to an expert. Queries via e-mail were also answered quickly.<br> * Application forms in electronic editable PDF format: I was able to complete and electronically sign all documentation without printing a single page.<br> * Dead-easy FICA process: They accepted all documentation in electronic format PDFs, and scan of ID). Another provider insisted that I print out the (colour) scan of my ID document and have it certified and scanned again.<br> * All my investing needs are met by passive products: Retirement Annuity, Tax-free Savings Account, Discretionary Investments. <br> * Very competitive fee structure. <br> <br> I can wholeheartedly recommend Sygnia [URL Removed] to anyone looking at index-based (passive) investment products. (They have actively managed products, too, but I strongly prefer the passive variety.)