********ly Repossessed Vehicle

Sun Finance phoned me. Told me they are around the corner from my location to repo my car. They don't want to give me an oustanding amount to Settle. All they chasing is to get hold of my vehicle. Afterall they have my car papers. Which means i can forget about getting back my car. They say i can take my car to their warehouse where they have to tick off the list that it is in their possesion before giving me a settlement. Why cant i get an settlement over the phone so i can Settle my account. Their stories are not making any sense. They also say they have sold my debt to a debt collectors Company. So many stories just to get my cars spare key and paperwork back in my possesion.