Ineffective Maintenance Plan

I had recently taken ownership of a new vehicle, and with that I decided to also take a streamline Maintenance plan, which was explained to me as insurance for minor bumps and scratches that I might obtain on my vehicle to the value of R3000, 4 month into my contract, I realized that I had minor scratches on my vehicle, which I attempted to claim for.<br> <br> Streamline supp**** me with a list of panel beaters that I had to take my vehicle to, and which I did. from those selected panel beaters there are standard labour fee of R3000, which is the maximum you can spend on the maintenance plan, so basically you aren't able to claim for anything when the labour starts off at R3000.<br> <br> I feel like this is a waste to have especially when you aren't even able to add on to the R3000 limit, the service provided is completely unacceptable<br> <br> Regards