CS
Chrystal S

1 reviews | Active since May 2013

15 May 2023, 15:28

*********** bunch

Wow what a bunch if *****s!!!!! Phoned to confirm full cover before my husband went for an opp.....only to find out they only cover 20% have been waiting for more than a week for the call recordings where stratum confirmed they will cover the shortfall up until 500%... nigel the team leader not very helpfull. Today I have been on the phone for over 30min JUST HOLDING for an consultant to cancel.....

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Replies (4)
Stratum Benefits (Pty) Ltd
Stratum Benefits (Pty) Ltd's reply15 May 2023, 16:07
Official
Dear Chrystal,

We apologise for the unintended frustrations. We have asked our team to investigate your complaint.

Please be advised that Waiting periods apply from your policy’s start date, the same is documented in your policy documents. PRE-EXISTING CONDITION WAITING PERIODCover does not apply during this period for investigations, medical procedures, surgeries or treatments related to any medical condition diagnosed or that you received advice or treatment for 12 months before your policy’s start date. The Limited Payout Benefit applies from your policy’s start date and each dependant’s cover start date. We will cover 20 % of an approved claim amount if you claim from our Gap Benefit in the first 10 months of cover for any of the medical events like scopes (including medical events where a scope is used. 
Our team will get back to you with further update.

Best regards
The Stratum Benefits Team
CS
Chrystal S's update15 May 2023, 16:28
Reviewer Update
I will be waiting patiently for the call recordings aswell as a consultant to phone me so I can cancel this "cover" with stratum ****mers
Stratum Benefits (Pty) Ltd
Stratum Benefits (Pty) Ltd's reply16 May 2023, 15:37
Official
Dear Chrystal, 

The call recording has been shared with you, thank you so much for your patience.

Best regards
The Stratum Benefits Team
CS
Chrystal S's update16 May 2023, 15:48
Reviewer Update
Thank you, call recording confirm opp will be covered :-) kindly make refund payment asap. Thank u