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I received an SMS from my phone saying that "Your PanicAssist R59 debit will run on 25th Jan 2018 sold by Stokvel Direct.... I don't know anything about this. I phoned them and they acted as if nothing happened when I asked who joined this PanicAssit and when was it. The lady that I spoke to by the name of Chantel said that she will reverse that debit order and no other explanations were given. my worry is that what if they process that debit on the 25th Jan and where did they get my banking details.