WORST INSURANCE EVER

Where do I even start with this. First of all when signing up for the insurance it took days to sign up. Because the system was not working, this should have been the first sign. Then they debited double from my account and took over a month to give the money back. Then like a good person I go on making my payments monthly thinking that I am covered. But please don’t despair when you put a claim in it will be rejected as per them we don’t cover this and this and this and this. Man that list was so long. So let me explain; I use a CPAP machine to breath at night cause I have sleep apnea so knowing that these units are expensive and things happen I ensured it by specifying it on my insurance which you pay extra for and believe me they are happy to take the money every month, then as per usual as here in South Africa ESKOM comes into play we had the power cuts and then, won’t you know it, my machine blows but its OK it is insured. NOT! They don’t cover surges because it’s in the clause that is like ten pages long. So based on the terms, they will never pay out for any kind of claim, that is the conclusion of this. As per my thoughts and feeling, STANDARD BANK INSURANCE is the biggest **** out there. They will bill you monthly and if you ever, ever try to put in a claim no matter how valid it is they will find a way to wriggle out of it. I make this promise I will shout from the roof tops until I feel that everyone out there knows what a useless insurance company they are and how much they will rip you off to make them happy. Don’t care about the customer.