Worst car insurance ever!!!

Standard Bank car insurance is the worst insurance my life has been turn upside down because of them., first they sent my car to an *********** panel beater(middleburg smash panelbeater) after repairs my car overheated and blew a top head gasket. Standard Bank tried to claim under Kia warranty but Kia refused because the blown fuse in the control panel was caused by the accident wich lead to this whole damaged now standard bank is refusing to pay for the repairs on the car. I'm stuck with a damaged car and a huge storage bill from smash panelbeater standard bank is refusing to pay this bill, now I have to organise and pay for a damaged car to be tored back to my house all of this is because I trusted standard bank. Last month standard bank resolution promised to send a second assessor to investigate the case but till today no one was sent, standard bank is the WORST if you were thinking of changing insurance or insure with standard bank don't bother you will REGRET I hate this bank....they don't care about people but money making business ******....