Standard BANK of

Standard BANK insurance is a lie , they don't stick to their terms and conditions.i put a claim on the 2nd of December and approved it.and after one month they called and told me that they cannot fix my car because Toyota is expensive so they will write it off. So now they are telling me that they will no longer write it off because the value of my car is high and I want my money because it's been long time now all they are doing is to turn me back and forth not helping me as we agreed