Standard bank loan insurance is a big ****!!

I had a personal loan with standard bank, african bank and capitec bank when I lost my job in May 2018. I submitted my retrenchment letter to 3 banks. Capitec loan insurance paid my debt off in full straight away. African bank loan insurance initially paid my 3 months monthly instalments of which thereafter they paid my debt off in full. Standard bank loan insurance paid for 6 months instalment followed by another 6months, fortunately after that I got another job then i continued to pay my debt for a year. Now I lost my job in June due to COVID-19, I app**** for retrenchment benefit they rejected it saying i have lost my job too soon after the last retrenchment , I asked them to put that in writing they refused. Guys stay away from Standard bank loans.