standard bank insurance ..*****

We have home owners insurance with standard bank .Part of our rhino ceiling fell down in our lounge .Standard bank insurance refuses to pay us out .Their basis of slimy out manouvering is that we as the purchaser should have checked underthe rhino board ceiling under the screeting and painting to see if they had *****s instead of nails.Not their assesors job who valued the property when we purchased it .Do not use the bank recomended insurance brokers they in a ******* gupta style relationship .Rather pick your own insurance brokers based on reviews.******* ********* ***** julle klomp gemors ...jy ..yous /...