Standard Bank Insurance claims all Wear and Tear.

If you want all your claims to be rejected with the Excuse wear and tear, go with Standard Bank Insurance. After 4 claims over a period of 3 years all rejected because they say its ware and tare. The latest claim for my toilet bowl (top portion) was rejected because of a lack of maintenance even after two plumber that was sent from Standard Bank confirmed that the insurance needs to pay it they still declined it. Don't go with Standard Bank Insurance everything will be classified as wear and tear. Cancelling my Standard Bank insurance and going with another. Any will be better that the current service. This claim is nearing a week, and they are still waiting on additional reports.