Funeral Cover😭

This is a group that you must be very alert. I took out a funeral cover, some 11 years ago. Just to realize the other day that the cover is static, without becoming paid up. No increase on your cover, but each year the premiums goes up by 10%. Now being a pensioner, where the pension never ever will increase by 10%, but 4% average the past 10 years. That mean, that any person with a healthy lifestyle will be paying for funeral cover, and go hungry, and or without a place to stay, because the life cover premiums will eventually over take your pension income. Now for the biggest shock. When you cancel this policy, you will not receive a cent for all the years, you've been paying premiums. Now my biggest concern is, who benefits from all the monies you've been paying? Imagine you can't afford the premiums after 30 years? This is a deliberate way of getting your money for the benefits of the insurance bosses. The same as the accidental deaths, or cancer deaths. Who on earth knows how he or she will die? So please be aware.