Standard bank home loans excessive interest rate

If you ever thinking of taking a home loan with Standard bank please don't, their monthly interest is the same as their installments.over 7 months ago I took a home loan of R470 000. Each month my installment is R5000.00 but guess what when I opened my statement my interest only on R470 000 is R4400.00 I freaked out instantly, if this is the case when will I be expected to free off R470 000.00 the interest is almost 10% of the loan amount PER MONTH not even per year and on top of that you get charged bank charges and the things they falsely lie in the beginning that they are offering the lowest interest rate. It's better to take an fnb personal loan my God I will never even bank with Standard bank. They are ridiculous on every level....And on top of that each month the interest increases despite the payments being made and the repayments dont even affect the loan amount it increases.