How to fix banking and fianncial services where human resouces are not qualified and or knowlegable enough

When I login to the use interface I don't know how to get and set the payment apis to purchase and or for web integration with the relevant banking and financial services providers https://connect-api.lula.co.za/idsrv/account/login?returnUrl=%2Fconnect%2Fauthorize%2Fcallback%3Fclient_id%3Dconnect-portal%26redirect_uri%3Dhttps%253A%252F%252Fsecure.lula.co.za%252Flogin-process%26response_type%3Dcode%26scope%3Dopenid%2520profile%2520webApi%2520offline_access%2520roles%26state%3Ddde1ac54189a4a298d43f25c6faee93d%26code_challenge%3DzFb7kSFoy4z-bxda8ByGaqN1d4Dut3PBo6U4qzD6ZhA%26code_challenge_method%3DS256%26response_mode%3Dquery { "requestId": "52d60a2c-4332-4f41-a7b6-1c9ff60a1e1a", "timeStamp": "2023-10-14T18:18:22.***Z", "errors": { "errorLevel": 1, "actionFingerprint": 500, "messages": [ "Exception: Sequence contains more than one element." ] } } Theres supposed to be a spend limit of like 5 mzar/rand Then a repayment amount of 5 mzar/rand less the expendature amount but the expendature amount needs to go from the lender website bank through the webhooks and or api and then show as either deposited into the local bank https://www.fnb.co.za/ ; https://online.discovery.bank/login / ; https://www.capitecbank.co.za/ Theres a 2fa authentication through the mobile device with a facial recognision otherwise its just a moblie screen confirmation otherwise a alphanumeric and or numeric preset number and or autogenerated number matching confirmation query. Theres like a get https web address then theres an insert string and then another string insert which is alphanumeric and then theres a get bank account balance and then there's an insert sender amount of whatever the minimum that I require to spend with the local bank card and banking profile to unlock external finance with a financial report and or a current fees payment otherwise to buy upgrades. https://docs.google.com/document/d/1UxgSV5pICp8ynUwPgBeXXPx48fGgd696ZoQ3EADuuNg/edit?usp=sharing - guide - the shopping stuff is mostly online otherwise its in a physical mall otherwise its flights and accommodation. https://www.takealot.com/ Where it queries a login username and password insert which is email linked and then a shopping cart and then needs to request a transaction from the local bank which needs to deduct from the relevant local bank account balance which needs to have been readjusted off and above zero to more than what the shopping cart stacking of items amount is supposed to be in total cost plus the profit to the online retail store. Otherwise the payment fails and then some deferred to the local bank human resource department under qualified non worker non financial degree, no conversational clue, requests me to bank with sorry and apologies phrases - see cryptocurrency coin/financial tool creation type requirement- https://docs.google.com/document/d/1FxRbXRgq_AF2P5oN9x9ENAL73XI3ytCJ-FFA2dF_PN8/edit?usp=sharing the deduction specifically just needs to go from the local bank to the laptop seller and the mobile phone seller and the job portal job accessibility provider. https://www.evetech.co.za/msi-gt77hx-titan-13vi-core-i9-rtx-4090-gaming-laptop-with-128gb-ram-24tb-ssd/laptops-for-sale/31025.aspx - 180,999.00 South African Rand = 9,652 US Dollars ; 1 ZAR = 0.*** USD ; 1 USD = 18.7533 ZAR - needs to show in the suppliers bank account so evetech will be registered with one of the local banks and the payment needs to reflect in their bank account and that needs to be dispatched to westville storage unit, durban,natal, southern Africa, africa 3629 ; then the same stroy for the phone upgrade but to takealot otherwise the istore web address. Then the same story to this job leads https://www.jobleads.com/shop/continue/9357e427-9cfb-4624-ab2a-3428b455d066 - 4000 zar per annum , the payment needs to be debited from the local bank account and show in the job leads service provider local bank account then after I have app**** to the relevent job the salary from that job leads company job provision needs to get transferedhttps://www.jobleads.com/search/jobs?location_radius=0&minSalary=400000&maxSalary=-1&filter_by_channels=16,17,18,19,20,59,69,71,72,74,77,78,79,81,82,89,111,116,117&filter_by_daysReleased=31 which needs transferred from the relevent sender bank account bank https finance department at employer xyz, to my local banks then a small deduction from the 1 to 2 mzar pey annum salary needs to repay the interest on the lender fund cashlow and the capital amount so it would be like 100 000 to 300 000 zar/rand deduction to be a deduction either directly to the lender and or directly i not the local bank account on the local bank account weebsites and then spilt accross all three bank accounts or payment and repaymment allowances https://www.fnb.co.za/ ; https://online.discovery.bank/login / ; https://www.capitecbank.co.za/ I am not sure how the relevent lender creates the funds and I am not sure how the relevent employer creates the funds and or regulates the job description and or the job title. I cannot draw too much with just that job and the relevent employer needs to drop the hours accountability and the interaction accountability requirement until the job flows and additional cashflows are availble. https://roadmap.sh/ Its a linux system and theres only the firefox web browser and the fixefox developer tools and the chrome browser and the chrome development tools and then the visual studio code application and then freeware websites like wix, webflow and wordpress. otherwise view only and editing websites and job portals. So that's where I am stuck.