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This is a ****! They ask all of the right questions and send legitimate looking application forms but once you have been 'approved' they tell you that you need to pay a refundable credit life insurance to release your funds. Once you pay them they send you a proof of payment with a 'Bank' request for you yo pay transfer fees. This is the same group that are also using Direct Axis (pty)Ltd to **** people out of their hard earned money. Many ***** cases open!