Credit Card

<p>Good day Linda!</p> <p>Going into my mobile banking on 23 December 2016, I found that an amount of R 813.97 was transferred from my personal FNB account into a Credit Card no ********** ********** CC2903.</p> <p>I first of all contacted the ***** department at FNB and was told that I had to contact the Credit Card Collection department, which I did, but only on the 28th due to all the holidays.</p> <p>I was informed that the Credit Card Dept has transferred the said amount into an Credit Card account which was last used in 1998 and also that this account was handed over to the legal Dept as there was money outstanding. </p> <p>I contacted the FNB Legal Dept regarding this matter. I was told that the said account was handed over to Groenewald and Lubbe Inc for collection.</p> <p>To give you the back ground. In 1998, after picking up financial problems, I decided to have myself sequestrated. I went to see an attorney and gave him a list of all my debtors and paid R10 000 for his services. </p> <p>Since it has been so long ago, I cannot remember if I ever received a copy of the official Court Order.</p> <p>Since I was told that rehabilitation takes place after 10 years and that one need not to apply to be rehabilitated, that is automatically been done, I got rid of all the documentation as I had no need for it (I thought).</p> <p>The only things that came to pass, was that the Sherriff of the Court came to write up some of our stuff to be sold on auction and that a curator was appointed.</p> <p>Since 1998 no one, including FNB has contacted me regarding the outstanding amount of R32000 +.</p> <p>During the course of 2013, fifteen years after the sequestration, a lady from Groenewald and Lubbe Inc ( ********** 000) to whom my credit card was handed over, contacted me regarding this account. I informed her that I was sequestrated in 1998 and as far as I know the matter was solved. I sent her a copy of the original Application that was handed in at the master of the High Court in Pretoria. Unfortunately I do not have the Application number of the Case number or anything else regarding the sequestration. </p> <p>Now three years after this, on 22 December 2016 the amount of R813.97 was transferred from my personal account to the credit card account.</p> <p>I have never acknowledged to anyone that I owe this money, or made arrangements to pay it off, or whatever. As far as I know the matter was dealt with in 1998. </p> <p>This R813.97 is the very first payment that was made in over 18 years, and strangely, also after this account was handed over to above attorneys for collection, and that by FNB itself, does not make sense to me.</p> <p>Why R813.97, how did they come to this figure?</p> <p>On Tuesday 17 January 2017, I contacted Groenewald and Lubbe Inc, regarding this credit card account ( ********** 002081 FJ Kruger) and was informed that my file was closed, due to me being declared insolvent.</p> <p>Can you please assist me with this matter</p> <p> </p> <p>Kind regards</p>