Skycred=SKYCON. Stay away.

This is a con operation offering a highly defective product/service; they employ deception and ********** business practices to offer - on the surface - a product that is not what is advertised. They offer, ostensibly, a way to purchase flight tickets and holidays and pay them off over a few months through membership fees. What they don't tell you clearly or at all is that (i) you can't make any booking until you have paid for 6 months and (ii) you have no choice of airlines, you subject to what they give you. None of these critical issue are disclosed upfront and they actively mislead you. Their T&C's are wholly inadequate and misleading. They also claim to be a registered financial services authority but they don't come up when you do a search for them to confirm. ***** as hell! They have not responded to my requests to refund my membership fees. Stay far away from them, if you want to pay off tickets and the like use STA travel or similar. Much better options out there. Im happy to talk to anyone who are planning to do business with these idiots.