I was not informed a...

I was not informed accordingly by the person who informed me about the pay it off shop seems like a store card at Shoprite i was not informed of maintenance fee monthly and initation fee as well as insurance on this card as iam a pensioner only when everything was processed I was read out terms and conditions from a tablet I could not gather much information as important payable fees was not not read directly in my presence nor did I receive any email or sms pertaining to this matter to me in writing