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They sent a consultant to my place of work and he convinced me to sign up with them. I filled in all the necessary forms and he went on his way. The next morning I sent and e-mail to their office [Email Removed] and informed them that I had changed my mind and would like to cancel the transaction. I was informed via e-mail by one Mini Joubert that I would receive the full R20 000.00 that they had debited my credit card, within 15 working days ( THAT WAS ON THE 02nd OF MARCH 2015).<br> To this day I have not received my refund and when I try phoning the number on there invoice it goes dead after a few rings and no one responds to my e-mails. I even went to address listed on their agreement and it is a private house and there was no one there. Do not be fooled by these *********.