JW
JHEANNE W

1 reviews | Active since Jul 2018

14 Sept 2023, 08:17

*****ulant Perscribed Debt kept Active for 7Years by Shapiro

This is to raise attention to people being constantly contacted by Shapiro Shaick Attorneys. It has come to light that they keep perscribed debt active for periods longer after it should have been perscribed and removed from all Credit Platforms.

I was made aware of outstanding debt that has been listed against my name on Clear Score and Trans Union. In all honesty I was not aware of any outstanding debt on my name. Upon investigating I found that there was debt recorded as per Clear Score for a Credit Card (please note never have I had or app**** for a credit card). I contacted Shapiro Shaick to querry the listing on Cleare Score, upon which I was informed it is actually for an account I had with TFG. They indicated I should contact them to ask for a letter stating that the account was settled. I proceeded to contact TFG and spent the ebtire day being transfered from post to pillar in order to ask for the letter. It was also then determined that this debt was handed over for collection in 2016 to Shapiro. As per the law on debt that after three years of non collection this debt is to be perscribed and removed from the Credit Beruae and all listing platforms. This means that by 2019 this debt was to ve removed. Shapiro has disregarded this Law and kept the debt Active for the past 7 years.

According to TFG this has been removed on their records and written off. They do not see why Shapiro has failed to do the same once the debt reached the perscribed period.

Now as this was established Shapiro is not answering my communications send vir e-mail, but get this in the same day yhey senf me a sms saying payment is required on an outstanding Matrix account to the same ammount. Lets look at this

2016 - TFG handed over for collection to Shapiro 2019 - Shapiro was to record this as prescribed debt and have it removed from the Credit Buraue and all listing platforms 2019 - suddenly and without proof Shapiro is showing they received a payment. Allowing them to keep it active. 2021 - suddenly they are showing two more payments. This again allowing them to keep the debt active.

1. Debt is listed for a credit card, however I have never had a credit card 2. The sms notification was suddenly for Matrix which I never had. 3. The person at Shapiro said it was for TFG

It shows that they change the debt description as they feel like it. Nothing is a clear indication of what was actually the case.

Note that duting this time up until two days ago was I never contacted by Shapiro via e-mail, sms or telephone call. Therefore I am also flabergasted that they are showing payments received as this was not from me. It raises the question that are they commiting *****ulant payment activities to keep perscribed debt acctive.

Should my name not be cleared and a letter be received in 24hours stating that the debt has been removed will I contact TransUnion, Clearscore and the Ombudsman For Cunsumer Protection as well as the Ethical Board for Law in South Africa and log a complaint for investigation against Shapiro Shaick.

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Replies (1)
Shapiro Shaik Defries & Associates
Shapiro Shaik Defries & Associates's reply19 Sept 2023, 15:49
Official
Good day,

Please note that a response was sent to the email address provided.

SSDA Resolutions Team