I feel that they are ****mers who wants to rob and benefit from me. They need to be exposed so that they don't do this kind of things to poor citizens

Hellopeter I'm being harassed by the above mentioned creditors. I had an account with old mutual and I've settled in 2022 with the the discount given. They just sent my information to Experian and credit score, claiming that I owe them. I've settled the account in full. I also sent them settlement letter but they still saying I owe them and should pay again.