Very sad excuses

I was a Santam client before, then bought a new car, and changed insurance to another company.<br> <br> Unfortunate events occured which was not intentional, and had to claim from the other insurance company.<br> <br> I decided that I wanted to go back to Santam, and believe it or not, they just declined me, because of stupid excuses that I have apparently claimed too much in the past 3 years. IT WAS ACCIDENTS, AND I DIDNT ASK FOR IT TO HAPPEN. Why do people have insurance then? to just pay until the end of time just to make you rich, and not use it when the unfortunate things in life happens?<br> <br>