skewed insurance policy

this business strives to find any excuse or reason under the sun to deny one any claim whatsoever. One would pay a huge premium for many years and then have a small insignificant claim, which would normally be rejected under some or other obscure clause. One ould also expect an insurance house to do an inspection of a potential property iot inform the prospect of issues that would prevent a payout. instead they do not take the trouble to do this, but continue to take one's money and then eventually find a reason for rejection. the blame or onus always rests with the owner or client, never the insurer, poor show if you ask me.