NZ
Nomsa Z

1 reviews | Active since Aug 2025

28 Aug 2025, 17:36

Santam Employee Caused Accident and Refuses Accountability

On Friday evening, I was involved in a serious accident caused by a Santam employee.

I had right of way, as the traffic lights were green in my direction. The other driver drove through a red light, colliding with my vehicle and causing it to overturn. Fortunately, no severe injuries occurred, but my vehicle was badly damaged. At the scene, I attempted to exchange details with the driver. He refused to provide them. Instead, he initially claimed to be insured with Discovery Insurance. After I contacted Discovery, I was informed that he was not a client. He admitted to being insured with Santam today. I then contacted Santam directly. I was informed that without the claim number I cannot be assisted as I am not the policyholder. When I called him for a claim number, he refused, stating that Santam advised him not to communicate with me. This has left me in a position where I cannot open a third-party claim.

My Concerns 1. The driver is a Santam employee and appears to be using his position to avoid accountability. 2. I am being denied a fair claims process simply because I am not the policyholder, even though I am the innocent third party. 3. I am left without assistance, while my vehicle has been severely damaged.

Desired Outcome

Santam must urgently intervene and ensure that my third-party claim is processed fairly. The policyholder/employee must provide the necessary claim number or Santam should assist me directly as the affected third party. I expect accountability from Santam regarding the conduct of their employee, who misled me at the scene and has since refused to cooperate.

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Replies (2)
Santam
Santam's reply28 Aug 2025, 17:42
Official
Good day Thank you for your post. We will be in contact with you shortly. Regards Client Care
Santam
Santam's reply29 Aug 2025, 07:52
Official
Good day,

Your review is noted thank you very much.
Unfortunately we can only assist you if our insured had submitted a claim under his policy -- we cannot assist unless a claim had been registered -- our legal team requires that as that will allow them to proceed and engage with you further.

Without a claim number we therefore cannot assist herein.

Thank you and regards
Client care