Santam and ANC are one and same thing.

joined Santam in October 2016,paid my premium without fail. Got involved in a car accident 3 weeks back and the quotation to repair is R77 000.Millage on my car is only 64000 km.so Santam wants to write off my car so they can take it and repair it then sell it for them to make profit. maybe it is because I am black.