Santam.

Been with them for >20 years. When you never claim the policy looks fantastic as they appear to offer better benefits to other insurance companies BUT this is misleading . The one time I claim I suddenly realize it's time to find alternative insurance very quickly. Their contractors they send are entry level service providers, unequiped and incapable of carrying out the simplest of jobs. Santam reviews and customer satisfaction index speak for themselves. Would avoid these guys at all costs.