RIMS, TYRE ON CAR AND SHOCKS DAMAGED ,POTHOLES

I WENT THROUGH A POTHOLE COVERED WITH WATER AND DAMAGED RIMS TYRES SHOCKS..THE INSURERS REFUSE TO PAY FOR ALL RIMS ETC... THEY ARE DISCONTINUED IN THE MARKET PLACE. MY BROKER FEELS THAT IM COVERED AND THEY CLAIM TO ONLY WANT TO COVER ONE RIM ... HOW ARE THEY GOING TO REPLACE MY EXISTING STYLE OF RIM IF ITS DISCONTINUED? THEY CLAIM TO WANT TO PAY OUT FOR THAT RIM BUT THAT DOES NOT HELP IM NOT PREPARED TO DRIVE AROUND WITH ODD RIMS. THERE MOTTO IS TO PUT YOU BACK IN THE POSISTION YOU WERE IN, HARDLY IN THE SAME POSTION I WOULD SAY. I DONT WANT THE MONEY THEY MUST FIND ME THE SAME STYLE RIM....