Unnecessary Emails and SMS

So everyday i receive messages from Sanlam for all sorts of investments and policies. So they are quick to ask for money for all those nonsense but i don't qualify for a personal loan, so tell me if i dont have money to repay a loan as per your company how will i pay all those policies and investments that you offering - SANLAM AND AFRICAN BANK SAME WHATSAPP GROUP JUST ON THE RECEIVING END.